Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device when you visit them. At Codflurea, we use various tracking technologies to enhance your experience on Calethivara.com and provide you with personalized financial planning resources. These technologies help us understand how you interact with our platform and allow us to improve our services continuously.

Beyond traditional cookies, we also employ web beacons, pixel tags, and local storage technologies. These tools work together to create a comprehensive understanding of user preferences and behavior patterns, enabling us to deliver more relevant content about long-term investment planning and financial education.

Types of Tracking Technologies We Use

How Tracking Enhances Your Experience

Our tracking technologies serve specific purposes that directly benefit your financial planning journey. When you log into Calethivara.com, cookies remember your investment preferences and risk tolerance settings, so you don't need to reconfigure your dashboard every visit.

Personalized Content Delivery

We use tracking data to recommend relevant articles, webinars, and learning resources based on your interests. If you frequently read about retirement planning, we'll prioritize showing you advanced retirement strategies and related educational content.

Progress Tracking and Analytics

Our analytical cookies help us identify which sections of our learning program are most effective and which financial tools provide the greatest value to users. This data guides our platform improvements and ensures we're delivering the most useful resources.

• Remembering your investment goal preferences and risk assessment results
• Providing customized portfolio recommendations based on your financial situation
• Tracking your progress through our educational modules and certifications
• Suggesting relevant financial planning tools and calculators
• Optimizing page load times and improving site performance

Data Retention and Storage

Different types of cookies have varying retention periods based on their purpose and legal requirements. Essential cookies typically expire when you close your browser, while preference cookies may remain active for up to 12 months to maintain your customized settings.

Analytical cookies are generally retained for 26 months, allowing us to analyze long-term trends in user behavior and platform effectiveness. Marketing cookies have shorter retention periods, typically lasting 30 to 90 days, ensuring that promotional content remains relevant and timely.

Managing Your Cookie Preferences

You have complete control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies or alert you when websites are attempting to place cookies on your device.

Browser-Specific Instructions

In Chrome, navigate to Settings > Privacy and Security > Cookies and other site data. Here you can choose to block third-party cookies or block all cookies entirely. Firefox users can access similar controls through Settings > Privacy & Security > Cookies and Site Data.

Safari users can manage cookies through Safari > Preferences > Privacy, while Edge users should go to Settings > Site permissions > Cookies and site data. Each browser provides detailed controls for managing cookies on a site-by-site basis.

• Configure your browser to prompt before accepting cookies
• Set preferences to automatically delete cookies when closing your browser
• Use private or incognito browsing modes for enhanced privacy
• Install browser extensions that provide additional cookie management features
• Regularly review and clear your browser's cookie storage

Third-Party Tracking and Partnerships

Codflurea works with trusted third-party services to provide enhanced functionality and analytics. These partners may place their own cookies on your device when you interact with certain features or content on Calethivara.com.

Our analytics partners help us understand user behavior patterns and improve our educational content. Financial data providers may use cookies to deliver real-time market information and personalized investment insights. All third-party partners are required to comply with Australian privacy regulations and maintain high standards for data protection.

You can opt out of many third-party tracking services by visiting the Digital Advertising Alliance's opt-out page or configuring your browser's privacy settings to block third-party cookies specifically.

Updates and Changes to This Policy

We regularly review and update this cookie policy to reflect changes in technology, legal requirements, and our business practices. When we make significant changes, we'll notify active users through email or prominent notices on Calethivara.com.

Minor updates, such as clarifications or additional examples, may be made without specific notification. We encourage you to review this policy periodically to stay informed about how we use tracking technologies and protect your privacy.

This policy was last updated in March 2025 to include information about new analytical tools and enhanced personalization features. Previous versions of this policy are available upon request for users who need to reference historical data practices.